At VIVA, we know that buying a home is probably the single-most important investment anyone can make. In recent years, local rental rates have increased dramatically and the cost of purchasing a conventional home has skyrocketed to become out-of-reach for many San Diego County residents. Manufactured housing is a wonderful solution to owning a quality-built home within an affordable price range. We maintain business relationships with many lending institutions to assist you in acquiring the best financing for your purchase. Our sources include banks, savings and loan associations, mortgage brokers, credit unions and commercial finance companies. Financing options range from conventional fixed and adjustable-rate mortgages to personal property installment loans on approved credit. Personal property loans generally require 5 to 20 percent down and are financed over 10 to 30 years.

If you need financing to purchase your manufactured home as an in-park unit or on private property, VIVA can assist you!